The Coca-Cola Company Business

From the MANAGEMENT'S DISCUSSION AND ANALYSIS

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FOREIGN CURRENCY MANAGEMENT

The purpose of our foreign currency hedging activities is to reduce the risk that our eventual dollar net cash inflows resulting from sales outside the United States will be adversely affected by changes in exchange rates

The Company enter into forward exchange contracts and purchase currency options (principally European currencies and Japanese yen) to hedge firm sale commitments denominated in foreign currencies. The Company also purchase currency options (principally European currencies and Japanese yen) to hedge certain anticipated sales. Premiums paid and realized gains and losses, including those on terminated contracts, if any, are included in prepaid expenses and other assets. These are recognized in income along with unrealized gains and losses, in the same period the hedged transactions are realized. Approximately $17 million and $27 million of realized losses on settled contracts entered into as hedges of firmly committed transactions that have not yet occurred were deferred on December 31, 1996 and 1995, respectively. Deferred gains/losses from hedging anticipated transactions were not material on December 31, 1996 or 1995. In the unlikely event that the underlying transaction terminates or becomes improbable, the deferred gains or losses on the associated derivative will be recorded in our income statement.

Gains and losses on derivative financial instruments that are designated and effective as hedges of net investments in international operations are included in share-owners' equity as a foreign currency translation adjustment.

The following table presents the aggregate notional principal amounts, carrying values, fair values and maturities of our derivative financial instruments outstanding on December 31, 1996 and 1995 (in millions):

                   Notional
                       Principal     Carrying      Fair
December 31,             Amounts       Values    Values         Maturity
- --------------------------------------------------------------------------
1996
Interest rate
  management

  Swap agreements
    Assets               $   893         $  5     $  13        1997-2003
    Liabilities               25            -         1             2002
  Interest rate caps
    Assets                   400            1         -             1997

Foreign currency
  management

  Forward contracts
    Assets                     5            1        (2)            1997
    Liabilities            2,541          (53)      (42)       1997-1998
  Swap agreements
    Assets                   398           18        12        1997-1998
    Liabilities            1,086          (12)     (114)       1997-2002
  Purchased options
    Assets                 1,873           42        89             1997

Other
  Assets                     537           67        33             1997
- --------------------------------------------------------------------------
                         $ 7,758         $ 69     $ (10)
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                   Notional
                       Principal     Carrying       Fair
December 31,             Amounts       Values     Values          Maturity
- -----------------------------------------------------------------------------
1995
Interest rate
  management

  Swap agreements
    Assets               $   705         $  4     $   30         1997-2003
    Liabilities               62            -         (2)        2000-2002
  Interest rate caps
    Assets                   400            2          -              1997

Foreign currency
  management

  Forward contracts
    Assets                 1,927           25         36              1996
    Liabilities              554          (17)       (15)        1996-1997
  Swap agreements
    Assets                   390           17         11         1996-2000
    Liabilities            1,686          (46)      (262)        1996-2002
  Purchased options
    Assets                 1,823           62         90              1996

Other
  Assets                     327            7          5              1996
- -----------------------------------------------------------------------------
                         $ 7,874         $ 54     $ (107)
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Maturities of derivative financial instruments held on December 31, 1996, are as follows (in millions):

     1997      1998      1999      2000-2003
- -----------------------------------------------
    $ 6,037     $ 622     $ 204          $ 895
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